Always get insurance.

In the last six weeks, I’ve had some pretty unfortunate events happen to me.

One was losing my phone, which admittedly was completely my fault. This has caused some serious inconvenience for me over the last few days. It’s crazy how much we rely on phones these days – even the really small things that you take for granted. Spotify, Maps, and being unable to quickly ‘Let me Google It’.

The other was a motorbike accident in Thailand, which again was completely my fault. Didn’t break any bones, or cause any significant damage, but did end up with a few nasty grazes. The Asian air got me real good though – resulting in some pretty bad infections, an operation, a stay in the doctors overnight and a hefty hospital bill.

What softened the blow, was the fact I had insurance for both.

After both incidents happened, I was really quite pleased that ‘past Dominic’  had helped ‘future Dominic’ out, by being adult enough to purchase insurance.

We’ve all been caught in two minds pondering over whether or not forking out £15 a month is worth it.

It is worth it.

If I can give you one bit of advice, it’s to take insurance, because a motorbike accident and losing a phone are a lot less shit when you’re insured.

God bless your insurance.